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Live within your means and start saving today!!!!!!
I’m a lover of nice things and unintentional spending was one of my weaknesses, show of hands anyone who love a good sale. Sales are great especially when you have money to splurge however not so good if you are on a budget and money is tight.
During the lockdown I got a chance to focus on my financial goals and wealth building, I had extra money to spare therefore I made a list of questions to guide me along:
· How do I prioritize cost of wants/needs during this lockdown?
· What are my debt repayment plans and the effect of interest’s rate?
· How do I gain financial wholeness?
· What saving avenues to take?
I started making deals with myself not to go and spend unintentionally this is true story no gimmicks, I work from home so that made it much easier and when I go for nature walks, I’ll intentionally leave my debit card and just have the exact amount of cash I intended to spend. This new discipline helped me to transformed more healthy saving habits. I was surprised as I didn’t know I was capable of reaching set financial goals (I made sure these goals were realistic and attainable). I celebrated every small accomplishment and that kept me…